Commercial & financial operations platform

Kosh

Expanding capability

The commercial spine between engagement and execution — quotes, contracts, billing, receivables, and collections, connected to the same system that delivers the work.

Talk to us about Kosh Explore the ecosystem

Quote → contract → billing on one thread Receivables & collections with full context Recovery workflows, governed and auditable

Opportunity Quote Proposal Contract Execution Invoice Payment Collection

Kosh is where the ZAFROI ecosystem is heading — being built on the same governed platform that runs Operations, Engage, and Workforce today. Shape it with us →

What changes

Outcomes you can put a number on

Commercial decisions carry into execution without re-entry

Receivables age in one place, with the context to act

Recovery becomes a workflow, not a spreadsheet chase

Modules

What the capability covers

The operational scope this capability is being designed around — on the same activation model as every ZAFROI module.

Quotes & proposals

Coming soon

Commercial documents that carry straight into orders and projects.

Contracts & SOW

Coming soon

Terms, scopes of work, renewals, and obligations tied to the work they govern.

Pricing templates

Coming soon

Reusable commercial structures — priced once, applied consistently.

Commercial approvals

Coming soon

Discounts, terms, and exceptions approved in-flow, with an audit trail.

Invoices & payments

Coming soon

Invoicing and payment collection — building on the billing that runs in Operations today.

Credit & debit notes

Coming soon

Adjustments issued against the documents they correct — never free-floating.

Receivables

Coming soon

Who owes what, aged and prioritised, with the full commercial trail.

Collections & recovery

Coming soon

Structured follow-up and recovery workflows with accountability.

Financial visibility

Coming soon

Cash position, exposure, and commercial health — visible from the work itself.

Better together

One platform, compounding value

Kosh stands alone — and gets stronger with every plane you add, because they share one identity, one data spine, one governance model.

+ Engage

Opportunities become quotes without losing the conversation that won them.

Explore Engage → + Operations

Contracts and billing tie directly to the orders and dispatches they cover.

Explore Operations →

All of it runs on the governed ZAFROI platform — identity, entitlements, audit, included with every product.

Bring Kosh into your operation early

Talk to us about your workflows — early operators shape what ships.

Talk to the team