ZAFROI
The commercial system of record

Kosh

The commercial system of record between engagement and execution — quotes, contracts, subscriptions, GST invoices, receivables, collections, and payment reminders, connected to the same system that delivers the work.

Quote → contract → invoice on one commercial thread Subscriptions and recurring billing Receivables, collections, and payment reminders with full context
Opportunity Quote Contract Subscription Invoice Receivable Collection
What changes

Outcomes you can put a number on

Commercial decisions carry into billing without re-entry

Receivables age in one place, with the context to act

Reminders go out on schedule, from the same record that billed

Modules

Turn on what you need

Core modules are included with every plan; the rest activate instantly from the platform — no migration, no new silo.

Quotes & proposals

Core

Commercial documents that carry straight into contracts and billing.

GST invoices

Core

Tax invoices issued from the commercial record, numbered and immutable once issued.

Contracts

Terms and obligations tied to the work they govern.

Subscriptions

Recurring terms — quantity, price, and billing cycle — owned in one place.

Receivables

Who owes what, aged, with the full commercial trail.

Collections

Payments recorded and settled against what was billed.

Payment reminders

A reminder ladder before and after the due date, sent from the record.

Better together

One platform, compounding value

Kosh stands alone — and gets stronger with every plane you add, because they share one identity, one data spine, one governance model.

All of it runs on the governed ZAFROI platform — identity, entitlements, audit, included with every product.

Start with Kosh today

Adopt capabilities incrementally, starting from an industry template.